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The Buyer’s New Reality | 2026 Market Guide for Buyers

The Buyer’s New Reality | 2026 Market Guide for Buyers

I’ll be the first to say it: the last few years were a whirlwind for buyers. I’ve sat at kitchen tables with many of you, feeling the frustration of a market that moved faster than anyone could keep up with. But as we move through 2026, I’m seeing something I haven't seen in a long time: Balance.

The Shift Toward Sanity

With mortgage rates finally stabilizing (averaging between 5.8% and 6.4%), the frantic "waive-every-contingency" era is finally cooling down. In places like Milton and Quincy, we’re seeing a more sustainable pace. For you, the buyer, this is a massive win. It means you might actually get to do a home inspection without losing the house. It means you have time to think about a property for 48 hours instead of 48 minutes.

Why Milton and Quincy Remain Top Picks

In 2026, the value of the South Shore hasn't just held; it’s evolved. Milton continues to offer that unmatched blend of historic elegance and top-tier schools, with median prices reaching the $990k mark this January. Meanwhile, Quincy remains the "City of Presidents" for a reason—its accessibility to Boston via the Red Line and its booming dining scene make it a magnet for young professionals and families alike.

My Promise to You

My goal at FC Realty has always been to make this process feel seamless and supported. I’ve grown up here, and my family has deep roots in construction and property management. When we walk through a basement together, I’m not just looking at the floor plan—I’m looking at the bones of the house. I want you to feel confident, not just on closing day, but five years from now when you’re still loving your home.

Whether you're a first-time buyer or looking to downsize into a luxury condo at Marina Bay, you deserve an advocate who knows the history of these neighborhoods. The 2026 market is about opportunity and clarity. Let’s find your place at a pace that feels right for you.

Work With Us

Colleen Foulsham and her team are dedicated to helping you find your dream home and assisting with any selling needs you may have. Contact us today to start your home searching journey!

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